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    Micro entrepreneurs are the house owners of small businesses that have fewer than 5 employees and have startup costs of lower than $35,000 and annual income of less than $100,000. The danger-adjusted return of capital is utilized by banks and different monetary institutions. As a danger management software, RAROC is used to determine the optimal capital construction of the financial institution via the allocation of capital to particular person business items. One of many innovative scheme to be launched in rural banking was the KISAN CREDIT CARD (KCC) SCHMME began in fiscal 1998-1999 by NABARD. KCC mode it simpler for framers to buy essential agricultural inputs. In addition to common…